Depositing money to get fixed amount of monthly income. The scheme holder(s) must have savings / current / SND account with the Bank to receive monthly income.
Features:
Individual(s) in single and joint names.
Minor jointly with Natural / Legal Guardian
Initial deposit amount is minimum Tk.1,00,000/- (Tk. One Lac) and multiples thereof; but not exceeding Tk.50,00,000/- (Tk. Fifty Lac).
A non-transferrable instrument like FDR to be issued in favor of account holder.
Taxes and duties will be applied as per govt. rule.
Premature encashment will be allowed with attractive interest rates but conditions applied.
Loan facility available up to 80% of deposit amount but conditions applied.
Auto-renewal is allowed.
Tenure wise Interest Rate and gross monthly benefit:
| Tenure |
Interest Rate |
Gross Monthly Benefit per Lac Tk. |
| 1 year |
6.72% |
Tk. 560.00 |
| 2 years |
6.96% |
Tk. 580.00 |
| 3 years |
7.20% |
Tk. 600.00 |
*Interest rate is subject to change from time to time as per schedule of interest rate on deposit.
Required Information & Documents:
Duly filled up Account Opening Form.
Present and Permanent Address.
NID / Birth Certificate / Valid Passport
TIN (if any).
Two copies of recent passport size Photographs of account holder duly attested by the Introducer.
One copy of Passport Size Photograph of Nominee duly attested by the Account Holder.
In case of minor account holder, one copy of Passport Size Photograph of Nominee duly attested by the legal guardian of account holder.
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