|
Progress at a Glance (2013-2018)
| YEAR |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
| From the Balance Sheet |
(Million Taka) |
| Authorized Capital |
55,000.00 |
55,000.00 |
55,000.00 |
25,000.00 |
25,000.00 |
5,000.00 |
| Paid-up Capital |
10,846.98 |
10,846.98 |
10,846.98 |
10,846.98 |
2,946.98 |
2,946.98 |
| Reserve and Surplus |
(26,465.66) |
(22,939.89) |
(16,038.66) |
15,100.10 |
10,066.94 |
3,092.20 |
| Shareholders' Equity |
10,381.32 |
13,907.09 |
10,808.32 |
25,947.08 |
13,013.92 |
6,039.18 |
| Fixed Assets |
312.29 |
349.66 |
409.03 |
514.23 |
649.68 |
723.08 |
| Total Assets |
191,560.41 |
198,816.67 |
204,739.63 |
194,173.36 |
171,118.53 |
157,072.19 |
| Deposits |
131,821.58 |
143,180.24 |
158,070.98 |
148,167.23 |
139,934.06 |
134,493.45 |
| Long- term Debt |
7,082.11 |
2,198.15 |
2,325.16 |
2,482.94 |
2,673.97 |
2,780.50 |
| Loans and Advances |
151,968.05 |
145,568.59 |
134,882.80 |
128,807.01 |
89,392.85 |
109,428.44 |
| Placement & Investment |
25,313.44 |
37,599.23 |
54,209.42 |
44,677.93 |
37,299.33 |
34,584.88 |
| From the Income Statement |
(Million Taka) |
| Gross Income |
9,586.44 |
10,615.17 |
11,932.41 |
11,514.96 |
15,113.56 |
17,338.74 |
| Gross Expenditure |
10,787.00 |
10,263.62 |
11,841.56 |
14,079.21 |
16,237.94 |
15,868.54 |
| Profit before Tax |
(1,200.56) |
351.55 |
90.85 |
(2,564.25) |
(1,124.38) |
1470.20 |
| Profit after Tax |
(3,538.95) |
(6,843.69) |
(14,930.40) |
(3,140.36) |
(1,100.16) |
(531.53) |
| Tax Paid (Cumulative) |
8,124.98 |
8,067.46 |
7,918.05 |
7,879.44 |
7,844.26 |
7,798.92 |
| Others |
(Million Taka) |
| Import Business |
41,925.40 |
39,035.90 |
30,380.20 |
32,104.90 |
38,318.80 |
42,007.20 |
| Export Business |
23,102.40 |
22,285.70 |
23,415.80 |
21,892.70 |
26,691.30 |
30,538.30 |
| Financial Ratios |
(Percentage) |
| Capital Adequacy Ratio |
8.25 |
(13.22) |
(15.59) |
(7.55) |
(29.08) |
(1.66) |
| Capital Fund to Deposit Liabilities |
7.88 |
9.71 |
6.84 |
17.51 |
9.30 |
4.49 |
| Liquid Assets to Deposit Liabilities |
7.75 |
13.60 |
10.86 |
16.88 |
12.03 |
11.80 |
| Loan to Deposit Liabilities |
109.45 |
100.25 |
83.62 |
84.72 |
82.46 |
78.31 |
| Earning Assets to Deposit Liabilities |
68.70 |
67.50 |
73.50 |
70.47 |
54.14 |
84.52 |
| After Tax Return on Average Assets |
(1.81) |
(3.39) |
(7.49) |
(1.72) |
(0.67) |
(0.40) |
| Net Profit to Gross Income |
(36.92) |
(64.47) |
(125.12) |
(27.27) |
(7.28) |
(3.07) |
| Interest Magin Cover |
(41.11) |
(6.52) |
(39.29) |
(115.46) |
(50.36) |
61.62 |
| After Tax Return on Equity |
(21.08) |
(55.38) |
(81.24) |
(12.10) |
(11.55) |
(8.50) |
| SMI/SSI Loan and Micro Credit to Total Loan |
40.72 |
40.34 |
40.57 |
37.07 |
41.18 |
43.07 |
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|
|
| Number of Branches |
68 |
68 |
68 |
68 |
68 |
68 |
| Number of Employees |
2,075 |
2,103 |
2,132 |
2,163 |
2,237 |
2,145 |
| |
(Million Taka) |
| Deposit per Employee |
63.53 |
68.08 |
74.14 |
68.50 |
62.55 |
62.70 |
| Advance per Employee |
73.24 |
69.22 |
63.27 |
59.55 |
39.96 |
51.02 |
| Profit before Tax per Employee |
(0.58) |
0.17 |
0.04 |
(1.19) |
(0.50) |
0.69 |
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